Risk Assessment Form - Clifton Capital Risk Assessment Form

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Financial Planning

Risk Assessment Questionnaire

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1. In general, how would your best friend describe you as a risk taker? *

A real gambler
Willing to take risks after adequate research
Cautious
A real risk avoider

2. You are on a TV game show and can choose one of the following. Which would you choose? *

$1,000 in cash
A 50% chance at winning $5,000
A 25% chance at winning $10,000
A 5% chance at winning $100,000

3. You have just finished saving for a "once-in-a-lifetime" vacation. Three weeks before you plan to leave, you lose your job. You would: *

Cancel the vacation
Take a much more modest vacation
Go as scheduled, reasoning that you need the time to prepare for a job search
Extend your vacation, because this might be your last chance to go first-class

4. If you unexpectedly received $20,000 to invest, what would you do? *

Deposit it in a bank account, money market account, or an insured CD
Invest it in safe high quality bonds or bond mutual funds
Invest it in stocks or stock mutual funds

5. In terms of experience, how comfortable are you investing in stocks or stock mutual funds? *

Not at all comfortable
Somewhat comfortable
Very comfortable

6. When you think of the word "risk" which of the following words comes to mind first? *

Loss
Uncertainty
Opportunity
Thrill

7. Some experts are predicting prices of assets such as gold, jewels, collectibles, and real estate (hard assets) to increase in value; bond prices may fall, however, experts tend to agree that government bonds are relatively safe. Most of your investment assets are now in high interest government bonds. What would you do? *

Hold the bonds
Sell the bonds, put half the proceeds into money market accounts, and the other half into hard assets
Sell the bonds and put the total proceeds into hard assets
Sell the bonds, put all the money into hard assets, and borrow additional money to buy more

8. Given the best and worst case returns of the four investment choices below, which would you prefer? *

$200 gain best case; $0 gain/loss worst case
$800 gain best case; $200 loss worst case
$2,600 gain best case; $800 loss worst case
$4,800 gain best case; $2,400 loss worst case

9. In addition to whatever you own, you have been given $1,000. You are now asked to choose between: *

A sure gain of $500
A 50% chance to gain $1,000 and a 50% chance to gain nothing

10. In addition to whatever you own, you have been given $2,000. You are now asked to choose between: *

A sure loss of $500
A 50% chance to lose $1,000 and a 50% chance to lose nothing

11. Suppose a relative left you an inheritance of $100,000, stipulating in the will that you invest ALL the money in ONE of the following choices. Which one would you select? *

A savings account or money market mutual fund
A mutual fund that owns stocks and bonds
A portfolio of 15 common stocks
Commodities like gold, silver, and oil

12. If you had to invest $20,000, which of the following investment choices would you find most appealing? *

60% in low-risk investments 30% in medium-risk investments 10% in high-risk investments
30% in low-risk investments 40% in medium-risk investments 30% in high-risk investments
10% in low-risk investments 40% in medium-risk investments 50% in high-risk investments

13. Your trusted friend and neighbor, an experienced geologist, is putting together a group of investors to fund an exploratory gold mining venture. The venture could pay back 50 to 100 times the investment if successful. If the mine is a bust, the entire investment is worthless. Your friend estimates the chances of success is only 20%. If you had the money, how much would you invest? *

Nothing
One month's salary
Three month's salary
Six month's salary

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Clifton Capital Advisors, LLC are not affiliated. Recommendations relating to this questionnaire will be based on the assumption that the answers to this questionnaire are complete, accurate, and reflect your current situation. This form collects data for informational purposes only and does not supersede any data or information reported on official Cambridge forms.